Welcome to MediSavers, the premier nationwide consumer health savings program with greater savings on more health services than any other such plan in the nation. Your MediSavers membership entitles you and your family to use the program as often as you wish.

MediSavers uses the National Health Plan provider network, which is the oldest network in New York and one of the largest in the nation, with over forty years of experience in health care cost containment and an unparalleled track record of achieving savings for health care payers, including but not limited to insurance companies, trade unions, and private companies.

What is this plan?
This is a plan designed to save you money, every time you need health care. It is NOT an insurance plan. If you have insurance, you still should file with your insurance plan for reimbursement. If you don't have insurance, you'll save on the services that in the past you paid full price for. If you have Medicare or belong to an HMO you may save on the services that those plans limit or don't cover. You may also save on other out of pocket expenses that your plan may have.

How does it work?
First, select a health care provider or pharmacy. A health care provider locator and a pharmacy locator are available online at www.medisaver.com.

Alternatively, you may call the 24hr. computerized locator at 1-888-DOCLIST (1-888-362-5478). For personal service call Provider Relations at 1-800-647-2677, Monday to Friday 9 AM to 5 PM (EST). A customer service representative will assist you in locating the provider you need.

After you have selected a provider, call the provider, make an appointment, and please keep it. If you can't keep the appointment, please call the provider to reschedule. If you fail to do so, that provider may not see you in the future.

At the provider's office, show your MediSavers identification card. After treatment, you should receive a statement showing the provider's usual and customary fees for the services you received.

DO NOT PAY THE PROVIDER!
Payment will be made by MediSavers.

The provider's full charges will be charged to the credit card or debit card account you authorized us to use when you enrolled. Your account will also be credited for seventy-five (75%) percent (in isolated instances, sixty-seven percent 67%) of the savings you achieved using the plan. Your statement should reflect both the charge and the credit, although sometimes they may appear on two separate statements.

There are no claim forms to fill out for this program. All the paperwork is processed through the MediSavers system. Take good care of your MediSavers card. Treat it just as you would a credit card. This card is your passport to the program

Will MediSavers Offer Additional Benefits in the Future?
We encourage all MediSavers members to invite their relatives, friends and neighbors to become a MediSaver member. As our membership increases, MediSavers is able to offer additional healthcare and lifestyle benefits that our member's desire. Our website, www.medisaver.com, displays the latest additional benefits. For example, we have been able to offer MediSaver members free flu shots. Please give us your email address so we can update you with the latest announcements of benefits. Watch your mail for notices of additional benefits.

How Does MediSavers Determine Savings?
MediSavers members save on the usual and customary charges of providers. Depending on the provider and services the savings amount will vary. MediSavers deducts an administrative fee, which is about one quarter (in isolated instances, 33%) of the gross savings. MediSavers members pay the final amount. A typical savings example for a $100.00 provider charge is shown below.

Provider's Usual and Customary Charge    $100.00
MediSavers' Provider Rate                         $ 60.00
MediSavers' Gross Savings                       $ 40.00

MediSavers Member Pays $ 70.00

From the Gross Savings above, $30.00 is returned to you and $10.00 is the MediSaver administrative fee to cover program costs. Hence, the MediSaver member pays only $70.00 for a customary charge of $100.00.

Which credit cards are accepted by MediSavers?

MediSavers accepts Visa, MasterCard and Discover cards, as well as debit cards.